New CTA Members Website Links

www.CTAMemberBenefits.org

CTA Member Benefits has launchedwww.CTAMemberBenefits.org where CTA members and leaders can access a wealth of information and benefits. Log in with your existing CTA username and password, or sign up today.

 Did you move to a new district this school year? 

 If you switched school districts this year, you have a special, limited-time opportunity to apply for CTA-endorsed Disability and Life Insurance from Standard Insurance Company (The Standard).

Eligible CTA members who apply within 120 days of starting work in their new jobs can get up to$200,000 of Life Insurance coverage without answering any health questions.

You can also apply forDisability Insurance, which can help with the everyday bills like your mortgage and utilities, that continue even when you can't work -- expenses that health insurance won't cover. The CTA-endorsed Disability Insurance plan was specially designed to address the gaps in coverage that many California educators face.

 And, because these plans are offered by CTA, you can trust that they provide benefits that other plans can't match.

Remember, you only have 120 days to apply for this unique opportunity. Don't miss out.

 For costs and further details of the coverage and this enrollment opportunity, including exclusions, benefit waiting periods, any reductions or limitations and the terms under which the policy may be continued in force, call The Standard's CTA Customer Service Department at 800.522.0406, or log in with your CTA member ID atcta.org/thestandard to apply online.
GP190-LTD/S399/CTA.1, GP190-LIFE/S399/CTA.3

 8 Major Traits you should expect from your insurance company 

1. Generous Discounts for Educators
Educators are some of the safest drivers on the road. Make sure your insurance company rewards you with significant discounts and other perks not available to the general public.

2. 12-Month Rate Guarantee
Why settle for six-month policy when you can lock in rates for a full year?

3. Custom Payment Plans
No one knows your budget situation better than you. Look for a company that lets you select your payment date, method, and frequency for maximum flexibility.

4. Broad Form Coverage
Anyone you give permission to drive your car is covered. If you rent a car, the insurance follows you. Know what you're getting for your money. Make sure you're not left holding the bag if you have a fairly routine claim.

5. Strong AM Best Rating
A strong rating means the company has the financial ability to pay claims. You want your insurance company to be there when you need them most.

6. Easy Claim Filing Process
Make sure the claims filing process is easy and flexible. Look for claims specialists who can help you 24/7 or offer online filing. You should also understand what happens between claim filing and payment.

7. Custom Coverage
Educators need to know that school supplies left in a car are covered. You should also have the ability to skip payments during the summer. Make sure you're working with a company that understands all your unique needs. Look for endorsements by your professional association.

8. Protection Exceeding Your Expectations
If you are a victim of identity theft expect that your insurance company has a service to work with you to restore your identity – for no additional cost. Don't settle for anything less.

CTA Member Benefits Department
1705 Murchison Drive, Burlingame, CA 94010
Phone: (650) 552-5200 · E-Mail: mbarticles@cta.org

www.CTAMemberBenefits.org